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Home > Yacht Insurance

Owning a yacht offers a luxurious and adventurous way to explore the world’s waterways. Beyond travel, yachts can serve as comfortable residences and provide the perfect setting to host family, friends and guests for memorable experiences. white and blue yacht on sea under blue sky during daytime

However, like any motor vehicle, yachts represent a significant financial investment with various risks and liabilities. That’s why it’s essential to understand, obtain and maintain an adequate and flexible yacht insurance policy.

At Gray Insurance Group Inc., we’re committed to informing you about the latest coverage options and services at competitive rates. Your safety is our top priority.

How Much Does Yacht Insurance Cost?

The cost of yacht insurance depends on factors such as the yacht’s size, age, usage and storage location, all of which influence the premium. Contacting an agent is one of the best ways to customize policies that fit your needs, preferences and budget.

What Does Yacht Insurance Typically Cover?

Yacht insurance policies include several essential types of coverage:

  • Liability coverage may help cover costs if you’re responsible for injuries or property damage to others while operating your yacht.
  • Hull coverage may protect your yacht’s physical structure, including the hull, engines, sails and permanently attached equipment.
  • Personal effects coverage may cover personal belongings stored or transported on your yacht if lost or damaged in a covered event.
  • Towing and recovery coverage may pay for towing, labor and delivery of essential supplies (like fuel or oil) if your yacht breaks down or becomes stranded.
  • Uninsured/underinsured watercraft coverage may provide financial protection if you’re involved in an accident caused by someone who lacks adequate insurance.

Where to Get Boat Insurance

Gray Insurance Group Inc. is a trusted local partner for yacht owners in Bel Air, Maryland. We specialize in marine insurance and can offer customized policies from top-rated carriers. Our team understands the unique needs of local boaters and may provide professional guidance every step of the way. Contact us today to learn more or request a free quote.

Contact Us Today!
410-879-6383

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432 South Main Street, Suite B
Bel Air, MD 21014

Main Office: 410-879-6383 | Fax: 410-879-6385
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