Keeping employees safe on an outdoor job is a priority for all companies. To achieve this, you need business insurance.
A key component of your plan should be workers' compensation insurance. It helps cover the costs when an employee suffers an injury or an illness. A simple fall can amount to thousands of dollars in claims.
While it is essential to have coverage, companies need to do more. It helps to have rules that help protect employees. You can minimize risks this way. These tips will help in outdoor work environments.
Establish OSHA Guidelines
Occupational Safety and Health Administration (OSHA) guidelines are an important starting point.
Your business should have a solid understanding of all OSHA rules that apply to you. If you are unsure, contact the organization directly. Your local health department can also provide guidance. Since OSHA guidelines change, you need to stay up to date on them as well.
Once you understand the OSHA rules for outdoor work as they apply to you, put them in place. Teach employees these rules. Follow up on them while working to make sure they are adhering to them. Give your employees the tools necessary to stay safe.
Tips for Keeping Employees Safe
Depending on the type of work your employees do, consider these tips for outdoor work safety:
- Keep employees in brightly colored clothing. This helps them to stand out. It helps minimize the risk of accidents involving vehicles.
- Keep all equipment in good working order. Service lawn equipment annually. This minimizes the risks of breakdowns. Breakdowns can lead to injury.
- Ensure warning signs and directional signs are in place. These can help keep employees safe by warning others about what is happening.
- When height is a part of the job, put in place harnesses. Ensure employees have no risk of falling. Falls are one of the most common types of workers compensation insurance claims.
- Give employees frequent breaks. This is particularly important during the hot summer months or when the weather is very cold. Provide ample protective clothing and sunscreen as well.
When an incident occurs, document what happened and why. Take photos of what occurs.
Your agent can explain your business policy to you. Learn what type of coverage you have. Then, when needed, follow the claims process. Do not overlook the importance of training your employees to be safe on the job. It can impact your policy’s costs and your employee satisfaction.
We've got you covered. Gray Insurance Group has your business insurance needs in mind, and one of our agents can help you get a fast, free quote now. Call us at 410-879-6383 for more information.