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Gray Insurance Group, Inc. Blog

View the latest blog posts from Gray Insurance Group, Inc..

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Monday, December 1, 2025

BOP Coverage For Auto Detailers

Auto detailers take possession of a person’s vehicle, use specialized equipment to clean it, and then return it to its rightful owner. The process may seem risk-free, but there are actually a number of different risks present. To minimize those risks, consider how a business owner's policy (BOP) can work for you. READ MORE >>

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Monday, November 3, 2025

Who Needs a Business Owners Policy?

Business owners face a lot of risks when it comes to launching a company and operating day to day. Accidents, natural disasters, storms and lawsuits can all cost companies thousands or even millions of dollars. This is why business owners invest in a business insurance policy. Not all policies are created equal, however. READ MORE >>

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Friday, October 10, 2025

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

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Monday, September 15, 2025

Do You Need A Business Owner’s Policy To Work From Home?

If you work from home, you may need a business owner's policy. This is often not a set rule. Rather, it is a look at your overall insurance needs. Is There A Rule That You Need BOP Insurance? There is rarely going to be a rule that you need BOP insurance. READ MORE >>

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Monday, August 4, 2025

Is Auto Insurance Cheaper When Bundled with Home Insurance?

Insurance agencies often recommend that you bundle home and auto insurance, but it’s not always that simple. There are a lot of different things to consider. While bundling your home and auto is usually cheaper, this isn’t always the case. In general, home and auto insurance bundles can result in a 5%-25% discount. READ MORE >>

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Monday, July 7, 2025

Before Water Damages Your Property

When water is out of control it can fill the lower levels of your home with mud and debris and damage your major appliances. Water can enter a roof that's been damaged in a windstorm. It can run down your walls, rise in your living spaces and ruin your beautiful furnishings from the attic down to the basement. READ MORE >>

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Tuesday, June 3, 2025

How to Prevent Boat Theft

In many cases, theft is a crime of opportunity. This also applies to boats, boat trailers and various electronics and accessories. Have you ever seen someone walk away from their boat while the keys were still in the ignition? Behaviors like that could one day have dire consequences. READ MORE >>

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Monday, May 5, 2025

Managing Worker’s Compensation Claims Over State Lines

States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. READ MORE >>

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Wednesday, April 2, 2025

BOP's 3 Big Features: Property, Liability, and Interruption

A business owner policy, or BOP, is a type of business insurance plan. It combines several of the most common types of coverage that companies need to maintain – all at an affordable, bundled rate. As a business owner, speak to your agent about using a BOP, since it may help you to get the coverage you need for less. READ MORE >>

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Monday, March 3, 2025

What Does a BOP Exclude?

A business owner’s policy, known as a BOP, is an all-inclusive business insurance policy for small- to medium-sized businesses. These policies can be fully customized to include a wide array of coverage options to ensure the full protection of your business. READ MORE >>

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