Friday, October 10, 2025Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>
	 
 
		Monday, September 15, 2025If you work from home, you may need a business owner's policy. This is often not a set rule. Rather, it is a look at your overall insurance needs.  Is There A Rule That You Need BOP Insurance?  There is rarely going to be a rule that you need BOP insurance. READ MORE >>
	 
 
		Monday, August 4, 2025Insurance agencies often recommend that you bundle home and auto insurance, but it’s not always that simple. There are a lot of different things to consider. While bundling your home and auto is usually cheaper, this isn’t always the case.  In general, home and auto insurance bundles can result in a 5%-25% discount. READ MORE >>
	 
 
		Monday, July 7, 2025When water is out of control it can fill the lower levels of your home with mud and debris and damage your major appliances. Water can enter a roof that's been damaged in a windstorm. It can run down your walls, rise in your living spaces and ruin your beautiful furnishings from the attic down to the basement. READ MORE >>
	 
 
		Tuesday, June 3, 2025In many cases, theft is a crime of opportunity. This also applies to boats, boat trailers and various electronics and accessories. Have you ever seen someone walk away from their boat while the keys were still in the ignition? Behaviors like that could one day have dire consequences. READ MORE >>
	 
 
		Monday, May 5, 2025States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. READ MORE >>
	 
 
		Wednesday, April 2, 2025A business owner policy, or BOP, is a type of business insurance plan. It combines several of the most common types of coverage that companies need to maintain – all at an affordable, bundled rate.   As a business owner, speak to your agent about using a BOP, since it may help you to get the coverage you need for less. READ MORE >>
	 
 
		Monday, March 3, 2025A business owner’s policy, known as a BOP, is an all-inclusive business insurance policy for small- to medium-sized businesses. These policies can be fully customized to include a wide array of coverage options to ensure the full protection of your business. READ MORE >>
	 
 
		Monday, February 3, 2025You never want a customer to experience a problem with your business services. However, there is no guarantee that they won’t. And, if someone experiences a problem in the business, then they might blame you for the problem. That’s why you likely need liability insurance. READ MORE >>
	 
 
		Monday, January 6, 2025A business owner’s policy, or BOP, provides general liability and property insurance for your business. It's usually cheaper than purchasing separate policies. Your Gray Insurance Group, Inc. agent can help you determine whether a BOP can adequately cover your risks.   READ MORE >>
	  
 
                
                
                
              
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